How to Transfer Money to a German Bank

Written by joanne cichetti
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There are several companies dedicated to wire-transferring money from one bank account to another, regardless of what countries the two banks are physically located in. Companies such as Western Union, Xoom and PayPal have made it convenient, simple and fast to send money to any destination in the world. You also have the option of wire-transferring funds from your own bank.

Skill level:


  1. 1

    Send money through Xoom or Western Union. You'll first need to register on the individual company's website. Click the “Register” button on the site; complete the entire registration process and provide your own bank account information or credit/debit card number. Once you’re registered, click “Send Money.” Select "Germany" as the recipient’s country.

    Xoom and Western Union offer various options for sending money, such as cash delivery and cash pickup. You need to select “Bank Deposit” as the mode of transfer. The website will then ask you for the recipient’s bank account information and the amount you want to send. Provide this information and confirm the transfer to send the funds to a German bank.

  2. 2

    Send money through PayPal. Register by going to the PayPal website and clicking on the “Sign Up” button. Provide your personal and bank account/credit/debit card details. Click “Send Money” after you've successfully registered. PayPal will then ask you to enter the recipient’s e-mail address, the amount to be transferred and the currency (for instance, U.S. dollars or euros). After you've provide this information, click “Continue.” Review the provided information and confirm the transfer. The money will then be sent to the recipient’s account in Germany. If the recipient doesn’t already have a PayPal account, PayPal will send him an e-mail with details on how to deposit funds to his German bank account.

  3. 3

    Contact your local bank and ask if it allows wire transfers to European banks. You will be required to provide the recipient’s full name, bank account number, bank branch address, bank SWIFT (Society for Worldwide Interbank Financial Telecommunication) code and IBAN (International Bank Account Number). The IBAN is the international standard used to identify international bank accounts all over the world; Germany’s IBANs consist of 22 characters. The SWIFT code, on the other hand, is an industry-owned standardised messaging service for 8,100 financial institutions across the world. If your recipient doesn’t have this information available, tell him to contact his bank.

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