How to send money instantly to someone from my bank account

Updated March 23, 2017

Sending money instantly to someone from your bank account is often referred to as wiring money. You are not restricted to transferring within your banking network when using a wire transfer; you can transfer from bank to bank. A wire transfer instantly transfers money, so there is no waiting for transferred funds.

Visit your bank in person. Inform the teller you wish to transfer money from your bank account to another bank account. You must have identification for security purposes.

Tell the bank teller how much money you wish to transfer and the account you wish to transfer it to. You must provide the teller with your account number and the receiving account number; the bank of the receiving account and that bank's telephone number and address; and the name of the receiving account holder.

Review your receipt to ensure the correct amount was transferred. If anything seems incorrect, immediately notify the teller. Save your receipt for your records.


Most banks charge fees for wire transfers. These fees vary from bank to bank. PNC Bank, for example, charges a flat fee of £15 for each wire transfer and a £6 fee for accepting an incoming wire transfer.

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About the Author

Located in Pittsburgh, Chris Miksen has been writing instructional articles on a wide range of topics for online publications since 2007. He currently owns and operates a vending business. Miksen has written a variety of technical and business articles throughout his writing career. He studied journalism at the Community College of Allegheny County.