How to activate a Vodafone IOU

Written by matt mcgew
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How to activate a Vodafone IOU
Vodafone's IOU service ensures you won't get caught without calling credit. (Koichi Kamoshida/Getty Images News/Getty Images)

The Vodafone mobile phone network offers an IOU service on its prepaid mobile phones that, as of 2014, allows you to borrow £3 worth of calling credit. To use the IOU service, you need to opt in by activating Vodafone IOU. You can do this by sending a text message to Vodafone. Once you've opted in, Vodafone adds the £3 IOU credit to your balance and sends you a text to let you know. You'll only be able to get one credit between each phone top up.


  1. 1

    Open the text messaging application on your Vodafone mobile phone. In most cases, select the "Messages" or "Messaging" option.

  2. 2

    Text "IOU" to "468." "468" should appear in the "Send to" field of your mobile phone's text messaging app, and "IOU" should appear in the message "Subject" field.

  3. 3

    Press the "Send" button on your mobile phone to activate the Vodafone IOU.

Tips and warnings

  • To qualify for the service you must have been a Vodafone pay as you go customer for at least seven days; topped up at least £5 so far; and be 18 or over.
  • You will pay the IOU amount back when you next top up your Vodafone prepaid account.
  • You can use Vodafone IOUs multiple times. However, you must pay back the IOU before your can activate a new IOU.
  • There is a service charge of 30p every time you use a Vodafone IOU.

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