How to activate a credit card online

The process of activating a credit card online is easy and has little margin for error. Simply follow this step-by-step instructional guide, to activate your card quickly.

Determine what website you need to visit. Some use a credit card activation service like, while others require customers to visit their own site.

Generally credit cards have a sticker on the front detailing what website to visit. If there is no sticker on the front of your card, call the financial institution that issued you the card.

Enter the web address into the address bar in your web browser. Hit the "Enter" key, or click on the "go" button to reach the website where you can activate your card.

Start from the top and work your way down. Most credit card companies include easy-to-follow instructions on this page, so you shouldn't have much trouble.

Enter the required information into the fields you are given. Click the field and type in the information.

Most of the information is such things as your name, address and card number. This is for your safety, because it proves that you are the person the card belongs to.

Double-check everything you typed in, and click the "submit" button. If there is no button that says "submit," find a button with a similar function such as "activate" or "continue." The instructions on the website tell you exactly what to click.

Sometimes you are sent a confirmation e-mail or are telephoned to confirm that you activated your credit card online. If you are sent an e-mail, go to your in-box, open the email, and click the link in the body of the message.


If you enter your information and get an error message, don't panic. Usually the error message explains exactly what is entered incorrectly. On rare occasion the sticker on your credit card might not contain the website you need to visit to activate your card. If this is the case, check the letter that came with your card.


Remember that any information sent online can be vulnerable to theft. Only activate credit cards on your own computer, and only use a wireless connection if it is password protected. Make sure that you are at the website listed on your credit card. Report anything suspicious you see online involving your credit card to your financial institution immediately. Activate your card over the phone if you are concerned about the security of your information. It's usually safer.

Things You'll Need

  • Credit card
  • Computer with Internet access
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