How to get free government money to pay bills

Updated April 17, 2017

Many people don't realise that there is an array of government programs designed to help the average American with finances. People who are in a lower income bracket qualify for more free money from the government, but even middle-class and upper-income earners can get free money to help pay bills. Taxes go to support programs in energy assistance, education, child care, health and more. These programs are created to help support individuals and families and to help create a healthier population.

Contact the local department of social services and ask to schedule an appointment. Be prepared with your tax forms, current account statements and a pay stub if required and if you are currently working.

Apply for any program the social worker suggests. Ask questions about the programs, and be sure to let the social worker know about any special needs in your daily life, such as children, child care assistance, college financial aid needs or heating assistance.

Go to the Citizens Energy website and learn about heating assistance programs in the Northeast and throughout the country. Citizens Energy is loosely affiliated with the government, and this free assistance can make a big difference in your life.

Contact the Low Income Home Energy Assistance Program, or LIHEAP, to get energy assistance as well.

Call your local town or city hall for more assistance. Local government offices sometimes have a variety of programs to help people pay property taxes and water/sewer bills.


When you can, do research online before going to a government assistance program's office. You don't want to spend half a day and bus fare or gas to go and learn you didn't bring the proper paperwork to apply for free government money to pay bills. If you are in immediate need, let a social worker know. Call a local church for help if government money can't be made available to you fast enough.


Be truthful when applying for programs. You need to give the current income and number of people living in your home to help find the most programs.

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About the Author

Lea Barton has been writing since 1989, with over 2,000 articles in print and online for such publications as "Today's Parent," "Boston Globe Magazine", and Associated Content. She attended Harvard University's Extension School, completing courses in creative writing and German.