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Video transcription

Hi, I'm Noah, and I'm going to tell you about online banking. Online banking has become extremely developed in the last few years, and people are using it all the time, now. It's very practical, because you can access your bank at any time of the day or night, and from anywhere, as long as you have internet access. Pretty much all major banks these days, have online banking features. To check them out, simply log onto your bank's website, and go to the online banking page. The link should be relatively easy to find. You can use your online banking account from your bank, to do all kinds of things. You can simply check your balance, do money transfers, or even pay your bills online. One thing you'll want to find out before using online banking though, is what kind of guarantees your bank has. It's always good to know that you're not liable for any identity theft, that can result from your using online banking, for example, if somebody steals your password. One thing to keep in mind though, is that the security of online banking is always being enhanced, day by day, so the chances of something bad happening, like somebody stealing your password, and diverting funds from your account, is extremely rare, and in most cases, your bank won't hold you accountable for it. This French bank for example, has an enhanced security feature for the login. By using a virtual number pad, instead of your actual keyboard, it's a lot harder for people to steal your password.