How to create & print an iou

Written by anya meave
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How to create & print an iou
Any IOU can be created to perform a favour or pay money back. (Hapa/Photodisc/Getty Images)

An I Owe You (IOU) slip or letter is created as a written agreement or promise to pay back an individual for a favour that was fulfilled. IOUs were originally produced for repayment on borrowed sums of money between two different parties. However, IOUs can also be created to complete favours as a gift for a mom on Mother's Day or for a friend on her birthday. IOU documents and letters can be made at home on a computer using word processing software, and then be printed on plain paper or card stock.

Skill level:


  1. 1

    Launch the word processing software and create a new document.

  2. 2

    Type the letters "IOU" at the top of the sheet. Highlight the text and make it bold. Click the font size drop-down menu and select 14 point text. Center the IOU text.

  3. 3

    Press "Return" or "Enter" four times. Press "Shift" + "Hyphen" make a horizontal line for a signature. Press the "Space" bar four times and create a "Date" line next to the "Signature" line to document the date that the IOU was issued.

  4. 4

    Save the IOU template.

  5. 5

    Print the IOU template. Sign the IOU to make the document official, and place it in an envelope to prevent it from damaging.

Tips and warnings

  • Witness signatures can be added to IOUs for the repayment of money.

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