Grants for Personal Need

Updated April 13, 2017

Although grants are most often made to non-profit organisations, there are some grants available to individuals for personal needs. If you are having a hard time making your mortgage, or need assistance with medical bills or reliable transportation, a personal needs grant may be an option.


A personal grant can help support your personal needs in times of financial distress. A grant, unlike a loan, does not need to be paid back.


Check to see if you are eligible for a grant by reviewing the funder's information in a database, by reviewing their website, or by speaking with them on the phone. It is important to find out if you are eligible for a personal grant before submitting an application.

Time frame

Review the funder's information to find out how long funds are available. Some organisations or foundations will provide funds on an emergency or temporary basis, while others provide long-term support.


There are many websites that claim to provide an opportunity for you to search for potential funding sources, such as If you are in search of a fast process, you can consider an organisation called Modest Needs that provides grants to individuals and families in the United States.


As with organizational grants, there are often restrictions on personal grants that will limit how you can spend the grant funding. To ensure that the money is spent as it was outlined in the grant request, many funders will require that the money be endorsed by two parties, including the applicant and a business. For instance, if you will spend the money to pay for a medical bill, it might be made out to you and the medical office. Make sure you follow any restrictions closely to avoid having to pay the money back.

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About the Author

Andrea Helaine has a Bachelor of Philosophy in theology and is currently finishing her thesis course for a Master of Fine Arts in creative writing. Helaine has been writing professionally for over 10 years and has been published in several anthologies and is currently breaking into the screenwriting market.