This is financial adviser Patrick Munro talking about how to maximize social security benefits. Social security is a right of passage for senior Americans that are sixty two years of age or older. The way to maximize your benefit is that during your lifetime, make sure that you get the job of the highest payment possible because the higher that your pre social security income was the bigger opportunity you have for a larger check, because you paid more in to the system. At sixty two years of age you're able to apply for the benefit and you report down to the social security office, show your identification, your birth certificate and proof of age and then you can apply and receive a check shortly thereafter. And the check you'll receive will be automatically placed in to your bank account on a monthly basis for the rest of your life. You can maximize your check even more if you defer applying at sixty two and rather applying at sixty five, sixty six or older. The older you are the more your check will be. This is financial adviser Patrick Munro talking about how to maximize your social security benefits.