Single-parent families are on the rise, and raising a child or children alone can prove to be a difficult task. It requires more responsibility, which can be stressful at times. However, there is assistance offered through the federal government. Grant programs are designed for single parents who require help raising their child or children, furthering their education and helping to pay for their home. Unlike standard loans, these grants do not need to be repaid.
Child Care Grants
Many single-parents find it hard to pay for quality child care. The U.S. Department of Health and Human Services Administration for Children and Families offers assistance to eligible families to help pay for the cost of child care.
The grant amount is based on income and size of the family. The program allows parents to receive the funds through vouchers and the parent can enrol their child in any day care facility. Applicants can apply directly through their local Department of Health and Human Services office.
Single parents interested in furthering their education to obtain a higher paying job can apply for an educational grant. A common educational grant is the Federal Pell Grant offered through the Department of Education. For an applicant to be given educational funding through the Pell grant program, they must meet the income requirements and attend a notable school. Applicants can apply for Pell grant funding through the school's financial aid department or through the U.S. Department of Education.
Housing is one of the largest expenses single parents face. They want to provide a safe environment for their families without breaking the bank. The Department of Housing and Urban Development provides various house grants to help with rent, buying an affordable home or paying for home repairs. Applicants must demonstrate an economic need to receive this grant. Applicants can apply through their local HUD office.