How to write a check with dollars & zero cents

Written by cynthia measom
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How to write a check with dollars & zero cents
Several ways exist to designate "zero" cents on a check. (Comstock/Comstock/Getty Images)

The way that you write out the amount of dollars and cents on the designated line of a check has a bearing on the amount that will be drawn on the check. For instance, if you write a check for a dollar amount and zero cents, It's important to make it clear that no cents were intended. Once you know how to properly write a check for a certain number of dollars and zero cents, you increase the chances that the check will be interpreted for the correct amount and also leave the document less vulnerable to alterations.

Skill level:


  1. 1

    Write the month, day and year in the appropriate space on the check. Writing out or abbreviating the month or using digits is permissible.

  2. 2

    Write the name of the payee -- the person or business -- on the line that may be labelled "Pay to the order of" or something similar. To prevent possible alterations, draw a straight, parallel line from the end of the payee's name to the end of the line.

  3. 3

    Write the dollar amount, a decimal point and two zeros to designate the amount of the check. For example, if the check is for £16, write "25.00." Write the dollar amount as close to the dollar sign as possible to prevent alterations. For instance, if you leave a space between the dollar sign and 25.00, someone could enter a digit before the 25.00, making it 125.00 or 525.00.

  4. 4

    Spell out the dollar amount on the appropriate line, underneath the "Pay to the order of" line. For instance, if the check is for 25.00, write "Twenty-five dollars and no/100-------------------------." Write the amount of cents -- in this case, none -- as a fraction over 100. Write "no/100," "00/100" or "xx/100" to designate zero cents. Draw a parallel line from the end of the fraction to the end of the dollar amount line.

Tips and warnings

  • If you make a mistake when writing your check, write "Void" across it and write a new check. If you don't want to waste the check, correct the mistake and initial it.
  • Look over a check after you write it to ensure it is written correctly.

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