Every state requires unclaimed assets to be turned over to a state fund for management. Unclaimed assets include bank accounts with no activity, uncashed insurance checks, security deposits, safety deposit box contents and pensions. You can search state-held unclaimed fund accounts to identify any assets in your father's name. The state will turn over the assets to the estate of a deceased person.
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Visit the Missing Money website. Missing Money is a site created by the National Association of Unclaimed Property Administrators and more than 40 state and provincial governments. The site provides access to information on unclaimed asset funds in the U.S. and Canada, and is the only site of its kind officially endorsed by the participating governments.
Enter your father's name in the search fields. Enter a two-digit state abbreviation to search a single state, or enter "ZZ" to search all states and provinces included in the database.
Click the link next to any records that show up under your father's name, and follow the instructions provided for filing a claim for the assets. Each state uses different procedures and forms for identifying legitimate heirs and retrieving unclaimed assets. Make sure to follow the instructions carefully and provide all requested documentation, to avoid any delays.
Check the list of states that provide information to Missing Money. If your father may have had assets in a state that's not included in the Missing Money database, then contact that state's unclaimed assets office directly to inquire about any accounts in your father's name. The Missing Money site includes contact information for the unclaimed assets offices in all states.
Tips and warnings
- Rules differ between states as to how long an account must be idle before it's considered an unclaimed asset, and turned over to the state. Check for unclaimed accounts once a year to see if new accounts have been designated as unclaimed.
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