Apple iMac Finance Options

Written by kate taylor
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Apple iMac Finance Options
The Apple iMac can make your work day go a little smoother. (Siri Stafford/Photodisc/Getty Images)

The decision to purchase a new iMac computer is an important one because the products cost between £779 for the cheapest model and £1,299 for the most expensive model. Luckily, Apple has developed some financing solutions to help those people who are interested in purchasing an iMac, but can't afford to pay that much all at once.

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Pay in Full

Paying the full price for the new iMac computer may seem like a ridiculous option to some people because it is priced between £779 and £1,299. However, if you have the money to pay the full price for the new iMac, this may save you some trouble in the long run. The other financing options for the Apple iMac offer no interest for the first year on the iMac purchase; however, if you do not pay off the full amount in one year you may have to pay more later.

Barclaycard Financing Visa Card

The Barclaycard Financing Visa Card is a great option for those who don't want to pay for the iMac at one time. If you know that you will be able to pay the total cost of your iMac in one year, this option may be a great choice for you. However, after one year you have to start paying interest, which can get very costly and harm your credit score. You must apply for this card, so the option is not available to everyone --- if you have a poor credit score, you're unlikely to be allotted the card. Fortunately, applying for the card can be done online or in an Apple store, and you can have the results in minutes.

Barclaycard with iTunes Rewards Visa Card

If you plan on purchasing more products than just your iMac from Apple, you should consider the Barclaycard with iTunes Rewards Visa Card. This card works the same way as the Barclaycard Financing Visa Card, but it also includes some exciting deals. You can earn iTunes points, which can be redeemed to purchase songs and other products from the iTunes store, with every purchase, even purchases that are not made at the Apple Store. However, when you purchase an Apple product, you get double the points than if you purchase something at a non-Apple store.

Education Pricing

Paying for the iMac can be extremely hard for college students or the parents of college students who are already struggling with tuition costs. Apple offers a special finance option for students, teachers and their parents, in which they receive a discounted price for the computer. You must be able to prove that you are eligible for this option before you receive the discounted price. Remember that just because you receive the discounted rate, you can still apply for and use the Barclaycard option.

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