When you find out that yourself, or a relative, has a very limited amount of time left having the support of hospice care can help to bridge the gap between home care and hospital care. If your doctor has said that you have six months or less left to live then you qualify for hospice. Paying for hospice is the last thing that you should be concerned about.
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- Moderately Easy
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Things you need
Contact your insurance company to find out what kind of benefits they offer in relation to in-home hospice care. You may be surprised to learn that your insurance company will foot the bill, almost entirely.
Inform your hospice care provider that you have been recommended by your doctor so that communication between the physician, the insurance company and the hospice care provider can begin simultaneously with your hospice care. This will help you avoid any delayed payment from your insurance company on your hospice care.
Place a request with the hospice care company for a grant or charitable donation to pay for your hospice care if you do not have insurance and do not qualify for federal programs, such as Medicare or Medicaid. Selling assets, such as your home, may be a viable option to pay for hospice care if you can move into a hospice facility or rental property and if you have no heirs.
Tips and warnings
- Hospice is available to anyone, regardless of age or illness.
- Never let financial fear or doubt keep you from contacting a hospice care provider. Payment arrangements can be made and often the hospice has funds available for low income individuals through grants or charitable donations.
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