How to Buy a TV on Credit

Written by andrea howland-myers
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How to Buy a TV on Credit
Need a new TV? (old television image by inacio pires from

If your credit is good, buying a new TV on credit is simple, but if your credit score is lower, not so much. Even if you don't have phenomenal credit, though, several options exist that will allow you to buy now, pay later.

Good Credit

If your credit score is high and you have a credit card, you can simply buy a TV with your credit card and pay off your monthly credit card bill as you would normally.

Rent to Own

If your credit score is lower and a regular credit card purchase is not an option, one of the first things to try is a rent-to-own store, such as Rent-A-Center. You will probably need to provide proof of employment and your address, as well as references, but there will be no credit check required to rent and eventually own a TV.

Payment Plans

Another option if you have bad credit is a retailer that offers layaway or payment instalment plans for pricier items. Both processes involve you paying off a purchase in set payments at set intervals, including a larger down payment in the case of layaway. K Mart is one major retailer that still sells items on layaway.

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