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Can I Change My Auto Insurance Policy?

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From Quick Guide: Auto Insurance Basics

Summary: Changing an auto insurance policy involves talking with an insurance agent about what you want to change. Learn why it may be difficult to change an auto insurance policy in this free video from a licensed insurance agent about automobile insurance information.

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By James Burrows , eHow Presenter

James Burrows owns the full-service insurance agency The Resurgence Group, which specializes in health insurance, property and casualty, annuities, life insurance and auto insurance....read more

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Video Transcript

"You were looking at your policy recently for your auto insurance and you noticed that you might have some things that you need to change. My name is James. I'm with The Resurgence Group. We are a full service insurance agency and we specialize in auto insurance. The first thing that I would suggest is to speak with your agent or the costumer service agent of the carrier that you are dealing with and go over what specifically has changed in your life. Sometimes it is where you need to increase deductibles to lower your premiums or you want to increase your limits because now you feel like your exposure is a little bit more especially when it comes to bodily injury or property damage or uninsured motorists which is a big thing. In the event that you are in a car accident with someone who didn't have insurance that is where your uninsured motorists would come in and those limits can go anywhere from 10/20 all the way up to a million dollars so again it depends on the type of risks that you currently feel that you have and just that comfort zone for that level of comfort that you want to make sure that in the event of an accident you are properly insured. My name is James with The Resurgence Group and we specialize in auto insurance and the one thing that we really try and stress is that it is nice to have an agent that you can go in and see and sit down and discuss with them all of the different things over the years that change to make sure that you have the proper insurance especially when you need it and that is when they have that loss when you have an accident and you want to make sure that you are properly covered."

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