Video transcription

Hi, this is Laura Turner, and today we're going to talk about how to write a check. This is something that we all learned in elementary school, but, when we're in elementary school we're not actually writing checks. So it can be very easy for people to actually forget how to write a check, even though you have technically learned how to do it. So let's go over just the basics of writing a check. So here is a personal check. The first thing you're going to want to do is check your calendar to make sure that you've got the right date. You're going to want to actually write down the entire date, including the month, the day, and the year. Okay. You're also going to want to make note of your check number, so that you can record it in your checkbook, so that you know which one you actually use to pay whatever bill or person you're paying. Then you're going to want to fill out who you're making the check out to. Are you making it out to a store, are you making it out to a power company? And then you're actually going to want to enter your amount in numbers, into the dollar area. And then whenever you write down, like for example here, nineteen dollars and seventeen cents, you're going to write that out completely in full words. And then seventeen over one hundred, so out of a possible one hundred cents you have seventeen. Then down at the bottom when you see the two blanks there, if you want to write down why you're writing the check, so example "for king-sized chair," write that you're buying a sofa place, or for rent for September. You can write yourself a little memo. Or if you're writing a check for a company that has an account number, you're going to want to put your account number in that spot. That's usually going to be a very long number. Okay. You always want to remember, finally, to sign your check. Because if you don't sign your check, they will not be able to actually process your check, and I have actually sent a check in the mail that I have actually sent a check in the mail that I had forgotten to sign and I called the company and I sent another one. Or actually they sent it back to me. Okay, so it's something that's common, but just never forget to sign your check. Now if you're actually at a store writing a check, they may ask you for your ID to verify all these things. They may actually even look at your drivers license number, expiration date, things like that. And sometimes your bank if you don't write that many checks to stores for values you know over fifty dollars, your bank may actually require the store to call in the check. So, think about what you're writing your checks for, and hopefully this helped you to figure out some things you didn't know before.