How to Apply for Credit Cards

By Patrick Munro
Patrick Munro

Patrick Munro's affinity for investing and financial matters began more than 20 years ago with business education and service throughout the ranks of the banking, insurance and brokerage industries. His goal for providing personal service to the senior market began in 1997 after the founding of NorthStar Financial Advisors. Munro provides highly personal service to clients all over North and South Carolina, helping them to identify tax savings through various safe financial products, and utilizing the various tax strategies available to seniors to protect their assets. In addition, Munro helps many clients eliminate the financial threat of long-term care and offers ways to avoid the unnecessary difficulties of probate court. Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.

www.northstarnavigator.com

When applying for credit cards, be thorough and truthful when outlining personal assets and liabilities. Discover why it's important to be legible when applying for a credit card with help from a registered financial consultant in this free video on credit and personal finance.

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Video transcription

This is financial adviser Patrick Munro talking about how to apply for credit cards. If you must apply for a credit card make sure you re very thorough on the credit card application in a legible format. Make sure that you are truthful with the assets and liabilities that you do have. Make sure that you fill out the form showing the amount of time in your residence. It should be over three years. The time on your job should be over two years and things of that nature. Make sure you sign the credit card application in a legible format and put all contact numbers that are available there as well should the credit card company want to call you for clarifying information. Make sure you don't apply for too many credit cards and find the card that you want with the lowest rate of interest as well. This is Patrick Munro talking about how to apply for credit cards.