A homeowner's checklist for building a house

Written by denise brandenberg
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A homeowner's checklist for building a house
Use a checklist during your home-building project to avoid costly mistakes. (Jupiterimages/Comstock/Getty Images)

Some people choose to design and build their own homes in order to ensure that their dream home ideas are fulfilled. However, many of these homeowners do not have backgrounds in construction or architecture, so they hire contractors to do the actual work. If, as a homeowner with a dream of the perfect house, you are planning to pursue this type of home-building project, be sure to use a checklist to make sure that no details are forgotten or overlooked.

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Financing Checklist

According to Say Build, home building financing is more complicated than obtaining financing for an existing house. You'll not only need to be approved for financing for building costs, but you'll also need to obtain financing or already have cash on hand for all non-budgeted expenses. These expenses typically include construction upgrades, cost overruns and missed deadline fees. The type of home you choose will determine what type of budget you need. For example, a custom home is usually built individually from the homeowner's ideas and is more expensive than a production home project. The financing checklist should also include all estimated costs for buying the home's lot or land, contractor fees, material costs and inspection costs.

Contractor Checklist

When building your own home, you'll typically need to hire a wide variety of contractors. Such contractors include a real estate agent or land broker, an architect or home designer, electrician, plumber, roofing contractor and flooring contractor, as well as other types of contractors. Use your checklist to determine exactly how many contractors you need; add a line on checking references to ensure that you hire the right people for the job. This checklist should also include bid sheet items as well, according to Home Addition Plus.

Construction Timeline and Materials Checklist

A construction timeline should be included in your checklist. In a home-building project, you must schedule every step ahead of time, and you must often wait until one part of the project is completed before you can begin the next portion. Your checklist should clearly list several significant timeline section, such as foundation pouring, frame construction, insulation procedures, and both exterior and interior procedures. The timeline checklist should include what materials are needed for each individual section, how many of them are required and how much each should cost. Many people also include breakdowns of specific room details and needs.

Decorating and Moving Checklist

The last items on your overall checklist should be comprised of moving-in activities. Add interior home needs, such as furniture, decorations and electronics, to your checklist. For the actual move-in, your checklist should include choosing a moving company, buying moving materials, arranging for moving storage and any other last-minute needs.

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