Largest double-wide homes made

Written by faith chandler
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Largest double-wide homes made
The largest double-wides can offer as much square footage as the average site-built home. (Jupiterimages/ Images)

Highway safety laws determine how big mobile homes can be. A double-wide is therefore only as wide as the widest allowed on the nation's highways, which is 16 feet wide. Each half of a double-wide is transported to the site separately and put together there. At 2,560 square feet, these homes rival the average size of a traditional site-built home. Many stick-built developments feature homes that may be less than 1,500 square feet.

No Jumbo Mortgages for Largest Double-Wide

Jumbo mortgages --- needed when homes cost about £325,000 or more --- aren't for double-wides. In fact, FHA Title I-approved mobile home insured loans allow for only a £45,290 maximum cost. While site-built homes average from £52 to £97 per square foot to build, mobile homes average much less. At £22 to £42 per square foot, these manufactured homes can cost as little as £58,240 for the largest double-wide.

Less Than Half the Cost

On the high end, a mobile home could cost £108,160 or more. A same-size stick-built home varies from around £133,120 to perhaps over £249,600 to build. But this still doesn't meet that £325,000 home construction mark, does it? When a lot is purchased and improved, it will be pretty close, though, whereas double-wides can still be placed in mobile home parks. These require a lot rent, which can be anywhere from under £195 per month to over £325 per month.

Monthly Ownership Costs

To estimate your monthly cost of owning a large double-wide, start with a loan payment of £427 at 8 per cent for 30 years on the low-end largest double-wide mobile homes made. Then look into the higher-end homes costing £793 per month at the same interest rate and term. Add the lot rent of probably close to £325 per month. That brings monthly housing costs without insurance from £752 to £1,118 per month. At this point, the price starts to sound a little expensive.

Apartments Are Smaller

You may decide that the effort of purchasing and setting up one of the largest double-wide homes is too much and want to rent an apartment of the same size instead. The problem is finding an apartment the size of a large double-wide home. If it exists, the rent is going to be much higher than a mortgage at low interest rates. Homes typically are sold with good financing rates. Most apartments are available only in two- or three-bedroom configurations, which limits their size to about under 1,000 square feet. Plus, they can cost up to a few thousand dollars a month in rent.

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