How the PayPal withdrawal to credit card feature works

Written by tony myles Google
  • Share
  • Tweet
  • Share
  • Pin
  • Email
How the PayPal withdrawal to credit card feature works
PayPal offers secure online financial transactions. (Sean Gallup/Getty Images News/Getty Images)

PayPal is an e-commerce service used for transferring money, making payments and purchasing items online. You can withdraw funds from your PayPal account by requesting a check or transferring the amount to a bank account, a PayPal debit MasterCard or a Visa credit, debit or prepaid card. This credit card feature is available in more than 20 countries.

Other People Are Reading

Verify Account

You must be a PayPal Verified user to withdraw money from your account to a credit card. Pass the required security checks, such as adding and confirming a bank account with PayPal or getting approved for a PayPal Plus credit card, so the network can identify you as an actual user.

Validate the Credit Card

Not every credit card will work with the withdrawal process, and each issuing bank may have its own guidelines and regulations. Test your card by initiating a withdrawal to determine if your card is an eligible source. Watch or refresh your status to ascertain if any money has transferred.

Alternatively, check the card's eligibility by clicking "Profile" on the Account Overview page and selecting "Credit Cards" in the Financial Information column. The status will reveal if your card is allowed to be used.

Limits and Fees

PayPal has a minimum and maximum withdrawal amount that varies by country. Each withdrawal will incur a fee of £3 per transaction, and currency conversion or return fees may also apply.

Withdrawing Funds

Transfer your funds from PayPal to your credit card by clicking the "Withdraw" and selecting "Transfer funds to your card." Fill in any required information and click "Continue" to complete the transaction.

Final Transfer

PayPal typically completes the transfer to your card in five to seven business days. However your issuing bank may have policies that affect the processing time. A credit card transfer will appear as a credit on your credit card account/statement; a debit card transfer will list a credit to your bank account, and a prepaid card transfer will increase the card's balance.

Don't Miss


  • All types
  • Articles
  • Slideshows
  • Videos
  • Most relevant
  • Most popular
  • Most recent

No articles available

No slideshows available

No videos available

By using the site, you consent to the use of cookies. For more information, please see our Cookie policy.