PayPal: How Do You Confirm a Bank Account?

Updated April 17, 2017

In order to purchase items online, either in e-commerce stores or on auction sites, such as eBay, you need a secure payment method. PayPal offers the choice to pay with funds from either your PayPal account or a regular bank account. Once you add your bank account information, you will need to confirm it. Confirmation is either instant or takes a few days, depending on which option you choose. If you choose instant confirmation, you must be willing to enter in the ID and password to your financial institution. PayPal does not save this information -- the company uses it only to verify your bank account information.

Navigate to the PayPal website. Enter your e-mail address and PayPal password, then click the "Log In" button.

Click the "Profile" link under the main navigation tabs. Click "My Money," and "Update" next to your bank account information, and then click "Confirm." Alternatively, select "Bank Accounts" under "Financial Information," and click "Confirm."

Enter in the user ID and password to your banking institution. Wait for a few moments, until the window pops up that tells you PayPal confirmed your account.

Log in to your PayPal account and navigate to your profile page, then to your bank account information under "My Money." Click "Update" next to "Bank Accounts" and then "Confirm."

Check for two small amounts deposited into your bank account by PayPal, via telephone or at your bank's nearest branch. It may be two to three days before they show up.

Log back into your PayPal account and navigate to your bank account information.

Click "Confirm" and enter the deposit amounts into the two boxes, and then click "Submit."


The name on your bank account needs to exactly match the name on your PayPal account, or you will not be able to confirm it. PayPal accepts most accredited banks and credit unions, but if you see a "Confirmation Disallowed" message, it may mean your financial institution doesn't qualify.

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About the Author

Sarena Fuller has been writing professionally since 2003. She has written for e-commerce sites, architectural firms, doctors and fashion companies. Her writing experience varies from technical writing to hair and beauty, alternative medicine and eco-friendly living. Fuller holds a Bachelor of Arts in English from the University of Arizona.