How to Cancel a Pending Payment in PayPal

Written by victoria michaels
  • Share
  • Tweet
  • Share
  • Pin
  • Email
How to Cancel a Pending Payment in PayPal
(Jupiterimages/Pixland/Getty Images)

PayPal is an online financial service that allows customers to pay for merchandise online without giving personal information to each individual merchant. When using PayPal as a tool to purchase items online or with the company's debit card, customers may find it necessary occasionally to cancel a pending payment. PayPal's procedure must be followed to perform this task.

Skill level:

Things you need

  • Computer
  • PayPal account
  • Mobile phone (optional)

Show MoreHide


  1. 1

    Log into your PayPal account with your e-mail address and user password. Along the top of the layout, select the "My Account" tab. In the horizontal list, select the "Profile Tab." Select the "Financial Information" column.

  2. 2

    Click on one of two buttons: the "Pay List" button or the "Recurring Payments" button, depending on what type of transaction is being cancelled.

  3. 3

    Click on "Cancel" to cancel the pending payment. You also may use the PayPal Mobile service to cancel a pending payment.

  4. 4

    Sign up for PayPal Mobile by logging into your PayPal account with your e-mail address and password. Select the "My Account" tab. A list of options appears. In the list, click on the "Profile Tab." Select the "Other Options" tab in the drop-down box.

  5. 5

    Click on "Send" and then "Mobile payments."

  6. 6

    Click on the "Add" button on the bottom right corner in the next screen. Add the mobile number and click on "Activate Your Phone." Enter your PIN code when prompted. PayPal will text you a confirmation code. Type it into the confirmation code box.

  7. 7

    Text either the word "cancel" or the letter "x" to the number 729725 to cancel a pending payment. This advanced feature can only be used if the user has activated his phone for PayPal Mobile.

Tips and warnings

  • Recurring transactions must be cancelled within three days before the payment is set to be processed.
  • Nonrecurring transactions should be cancelled as soon as possible to prevent disbursing funds.
  • Contact the company whose payment you are cancelling to set up an alternative payment, if necessary.
  • If a payment is cancelled through PayPal, the consumer might still be responsible for the bill.

Don't Miss

  • All types
  • Articles
  • Slideshows
  • Videos
  • Most relevant
  • Most popular
  • Most recent

No articles available

No slideshows available

No videos available

By using the site, you consent to the use of cookies. For more information, please see our Cookie policy.