Pre-approved credit card offers come via postal mail, e-mail and telephone from marketing companies and creditors. These groups pre-screen consumers and qualify them for new lines of credit and even for certain types of insurance products. Though preapproved credit offers do not affect credit scores, they can be a bother to deal with, especially when they are unsolicited. Fortunately, there are several free methods you can employ to stop receiving preapproved credit card offers.
Call the following number to be removed from preapproved credit card and other types of marketing lists: 1-888-567-8688. Alternatively, visit the official opt-out website of the official Consumer Credit Reporting Industry, OptOutPreScreen.com.
Register at DMAchoice.org to remove yourself from the Direct Marketing Association's credit offers postal mailing list.
Call the Federal Trade Commission at 1-877-382-4357 or visit their official website, ftc.gov, to file a complaint against a credit card marketing company that is sending you preapproved card.
Opt out at the DMA's Email Preference Service at DMAchoice.org to cut down on the number of unsolicited preapproved credit card e-mail offers you get. You will be opted out of e-mails for five years at a time.
Call the National Do Not Call Registry at 1-888-382-1222 to help prevent credit card marketing companies from calling you about preapproved offers. Alternatively, visit DoNotCall.gov and add yourself to the registry.