How to stop pre-approved credit cards

Written by melinda gaines
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How to stop pre-approved credit cards
Many people receive unsolicited credit card offers. (bank statment and cut credit card image by Warren Millar from

Pre-approved credit card offers come via postal mail, e-mail and telephone from marketing companies and creditors. These groups pre-screen consumers and qualify them for new lines of credit and even for certain types of insurance products. Though preapproved credit offers do not affect credit scores, they can be a bother to deal with, especially when they are unsolicited. Fortunately, there are several free methods you can employ to stop receiving preapproved credit card offers.

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  1. 1

    Call the following number to be removed from preapproved credit card and other types of marketing lists: 1-888-567-8688. Alternatively, visit the official opt-out website of the official Consumer Credit Reporting Industry,

  2. 2

    Register at to remove yourself from the Direct Marketing Association's credit offers postal mailing list.

  3. 3

    Call the Federal Trade Commission at 1-877-382-4357 or visit their official website,, to file a complaint against a credit card marketing company that is sending you preapproved card.

  4. 4

    Opt out at the DMA's Email Preference Service at to cut down on the number of unsolicited preapproved credit card e-mail offers you get. You will be opted out of e-mails for five years at a time.

  5. 5

    Call the National Do Not Call Registry at 1-888-382-1222 to help prevent credit card marketing companies from calling you about preapproved offers. Alternatively, visit and add yourself to the registry.

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