How to cash a euro check

Written by jay darrington
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Many freelance professionals and businesses will do deals with businesses outside the United States. As a result, some foreign organisations or individuals pay for goods and services in the currency of their home country. While most European nations use the Euro as the national currency, it may present problems when cashing the check in the U.S.

Skill level:
Moderately Easy


  1. 1

    Cash the check with your local bank. Your bank can convert the money, but it takes time depending on the amount of money, and a fee is usually charged as well for the privilege (typically 20 per cent of the check.) Note however, that some smaller banks might not be willing to honour the check.

  2. 2

    Visit a larger bank, such as Citibank, Bank of America or Chase Financial. In case your local bank cannot honour the check, these banks often deal with international checks due to their size. Just like with the local bank, a fee will be charged to honour the check, and you might need to open an account with the bank to cash it.

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    Go to a check-cashing service that can handle cashing international checks. You might need to pay upfront fees to cash the check, and might need to wait up to a week for the money to be successfully transferred to your account or to U.S. funds. Many check-cashing services can be found in supermarkets, but some have their own stores.

Tips and warnings

  • Ask the check issuer to write the check in dollars to expedite check cashing.
  • Most banks and check-cashing services requires some form of Identification to cash checks.
  • You also can have your check issuer send funds though a money transfer service, such as Moneygram or Western Union, in place of an actual check.

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