Sony makes a line of laptops called the Vaio. Sony, through GE financing, offers its own "Sony Style" credit card. This card can be used to make a one-time Sony product purchase and allows you to have up to a year to pay it off without interest or fees. This is ideal if you cannot pay in full upfront or do not want to put it on another interest-bearing credit card you already have.
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Things you need
- Internet access
Visit the online Sony financing website available in the References section of this article.
Click on "Apply Now" under either the 6-month or 12-month financing option. Longer-term options are reserved for TV and A/V product purchases.
Enter the "initial purchase amount" if you know how much the laptop you want to purchase costs. You can estimate or leave this blank.
Fill out personal information including your name, address, phone number, driver's license number, gross yearly income and Social Security number.
Choose whether or not you want "debt protection" in the event of a disability or emergency that prevents you from paying off the laptop purchase. Note that this option will be billed as a monthly charge to your Sony credit card if you choose it.
Select whether or not you want a "co-applicant" to apply with you as a credit reference. Only select this option if you have poor credit or no credit.
Scroll to the bottom of the page after reading the terms and click "Accept and Submit." You may see a preliminary "approval" and credit line amount if your application is approved. You may also see a notice indicating that a decision will be mailed to your home. Wait for the Sony card to arrive in the mail if approved and note the actual credit line amount available. Do not exceed this amount when making a laptop purchase.
Visit the Sony Style online laptop store, available in the Resources section of this article. Choose your laptop. During the checkout process enter the credit card number and information for your Sony credit card. You must use this card to be eligible for no-interest financing.
Tips and warnings
- If you do not get approved for a Sony credit card you can use another credit card to make the purchase. Be aware you may have to pay interest right away on that card, depending on the card's terms and conditions.
- Be sure to pay off the laptop purchase in full before the promotional no-interest period (either 6 or 12 months) ends. Otherwise you will be charged interest and fees.
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