When you have been involved in a car accident it can be overwhelming to think about the next steps you must take. For that reason, it helps to have a mental "things to do" checklist before an accident happens. By having this mental checklist, you will know what information you must obtain while you are still at the scene of the accident. This will help ease the process of filing a claim with your insurance company after the accident.
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Things you need
- 3rd party driver information
- Police report
Obtain information from the third-party driver if another driver was involved in the accident. The information should include the driver's name, driver's license number, number plate number, contact information, along with the name and contact information for the driver's insurance company.
Take pictures of the accident scene to serve as supporting evidence. This should include pictures of your vehicle and any damage that is apparent. Also take pictures of the other party's property that is involved. If there was no damage to the other party's property, you should still take pictures of the undamaged property.
Ask for the name and contact information of any witnesses that may have witnessed the car accident. By having witnesses of the accident, the insurance company can contact the witnesses to verify your report of what happened.
File a police report by calling local law enforcement to the scene of the car accident. As the law enforcement officer for a copy of the police report for your own records.
Telephone your insurance company immediately following the accident. Some insurance companies will immediately dispatch an appraiser to the scene of the accident. If you are unable to telephone your insurance company immediately, be sure to do so within the time-frame that is specified on your insurance policy.
Ask the insurance company representative for a claim number. The claim number serves as proof that a claim has been filed. You can also use the claim number in the future to check on the status of your claim.
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