How to Send a Letter to Cancel Insurance

Written by cecelia owens
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How to Send a Letter to Cancel Insurance
The insurance company will pursue you if you don't pay your balance. (check in macro image by Alexey Klementiev from

Cancelling a service, such as insurance, is important to do when you do not use the service anymore. If you don't cancel your insurance, you will be wasting money that can be used for other bills and expenses. Sending a clear and concise cancellation letter to your insurance company can cancel your insurance quickly. Knowing how to properly word your cancellation letter will keep your departure from the insurance company professional and proficient.

Skill level:
Moderately Easy


    Writing the Letter

  1. 1

    Write your information and their information. Start by writing the day's date, the insurance company's name and address and your insurance policy number.

  2. 2

    Write an introduction. State, in a polite yet stern way, that you want to cancel your policy. Tell them that this letter is a 30-day notice of cancellation.

  3. 3

    Protect your money. Mention that the insurance company is not longer authorised to withdraw payments from your checking or savings account.

  4. 4

    Pay your remaining debt. Include a money order or check with your cancellation letter for the amount you still owe on your policy.

  5. 5

    Conclude the letter. Mention the measures you will take, such as suing or contacting your lawyer if your account is not cancelled within 30 days or if you are charged for any additional fees.

  6. 6

    Proofread the letter. Print it out and add your signature.

    Sending the Letter

  1. 1

    Fill out the envelope. Write your name, address, city, state and Postcode in the top left corner of the front of the envelope. Put the insurance company's name, address, city, state and Postcode in the middle of the front of the envelope.

  2. 2

    Fold the letter. Put the letter and the money order or check, if needed, in the envelope. Seal the envelope.

  3. 3

    Mail the letter with a stamp. Call the insurance company in a week to verify that they received the letter.

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