If you've recently received a denial letter in the mail stating that your short-term disability claim won't be continued, you may want to consider appealing that decision. You especially want to appeal if you have additional information regarding your claim that wasn't considered in the initial decision. For example, your condition may have got worse, or you may have received additional medical documentation about your disability since you first filed your claim. A letter of appeal doesn't have to be written in any particular format --- the important thing is that it provides enough information to prove your case.
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Hire an attorney who specialises in disability claims to handle your case. It's best to have a professional working on your case if at all possible. An attorney will likely have years of experience and know exactly what to say to increase your chances of winning an appeal. Only handle the case yourself as a last resort.
Read over the denial letter carefully. Take note of the exact reasons why your claim was denied.
Make copies of any documentation you have that counteracts the reasons stated for why your claim was denied. For example, if your letter says you were denied continued benefits because there isn't sufficient evidence proving you're unable to work, provide copies of medical evidence that shows you can't work. Adequate documentation could include medical bills, notes from your physician and other related items.
Write your header. At the top of the page, make sure you provide the current date, your case number, your Social Security number, your full name and your date of birth. This information is necessary to match your appeal letter with your case file.
Write the body of your appeal letter. Start the letter by stating that you wish to appeal the decision to deny the continuation of your short-term disability benefits. Next, explain all of the reasons why you feel your claim should be reconsidered and provide examples proving you're still disabled and unable to work. Pay particular attention to the items that were listed as the reasons for your denial and thoroughly dispute their validity.
Sign and date the bottom of the letter.
Attach the copies of your supporting documentation to the letter.
Mail the letter, along with your supporting documentation, to the address given on the denial letter. Make sure to mail it back before the 60-day deadline. It's also recommended to send the letter by certified mail so you can prove it was received if anything goes wrong.
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