How to Use PayPal to Make a Credit Card Charge

Written by jeff grundy Google
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PayPal is one of the most widely used payment systems in the world and transfers payments among millions of subscribers every day. All of these people use the PayPal payment system because of its ease of use and reputation for secure transactions. If you're concerned about security when making online payments or purchases, PayPal offers a way to use your credit card without ever revealing billing or card details to the merchant or recipient. Adding a credit card to your PayPal account takes only a few minutes and provides you with an additional layer of protection when making online purchases.

Skill level:


    Adding a Credit Card to Your PayPal Account

  1. 1

    Navigate to the PayPal website. Log in to your PayPal account with your username and password.

  2. 2

    Wait for your account profile page to display in the Web browser window. Click on the "Profile" tab at the top of the screen.

  3. 3

    Click the "Credit/Debit Cards" link under the "Financial Information" header. Click the "Add a Card" button.

  4. 4

    Type your credit card number, expiration date and three-digit authorisation code into the corresponding text boxes. Click the "Add Card" button.

    Send Money Via PayPal With Your Credit Card

  1. 1

    Log in to your PayPal account.

  2. 2

    Click the "Send Money" tab at the top of your account window.

  3. 3

    Enter the email address of the payment recipient in the "Recipient" field. Enter the payment amount you want to send in the "Amount" text box.

  4. 4

    Click and select a transaction type. The choices are "Online Purchases" or "Personal Payments." Choose the payment description that best matches the reason you're sending a payment. Click the "Continue" button.

  5. 5

    Click and select your credit card under the "Funding Options" or "Fund This Payment With" label. Click the "Send Money" button to send the payment to the recipient. PayPal processes the payment using the credit card you added to your account.

Tips and warnings

  • Ensure that the billing address associated with your credit card matches the address used with your PayPal account. If the addresses don't match, PayPal may reject the transaction when processing the credit card payment.

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