Property surveys are used to determine correct property boundaries and to locate any encroachments or easements that may affect the legality of the property title. Lenders require property surveys to ensure that the property in question has a clear title. Property owners need a survey in order to determine correct property lines when someone wishes to make changes to their property, such as planting trees or constructing fences. Here's how to locate a copy of a property survey.
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Check with the attorney or settlement agency that performed the closing services on your mortgage. They will have a copy of the survey in their files. If you are in the process of closing, make sure that you request a copy for your own records.
Contact the title insurance company, if a title insurance policy was issued on your property at closing. They require surveys to ensure that the title is clear, and will have a copy in their file. They may charge a nominal fee to send you a copy.
Contact your lender to request a copy of the survey. If you did not receive a copy with your closing documentation, your lender should be able to provide you with a copy.
Seek out the person or company who conducted the survey. Surveyors keep records of each survey conducted, and will be able to provide you with a copy of the survey for a nominal fee.
Contact your county's court to learn which office handles property records. While property surveys are not a matter of public record everywhere, there may be a chance that your county has a copy of the property survey somewhere in its records.
Tips and warnings
- Property surveys must be conducted by a qualified surveyor, licensed in the state where the property is located.
- Typically, lenders will not honour surveys that are more than six months old. Check with the original surveyor to see if they can update the original survey to save money.
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