If you become disabled as a result of heart disease, have worked the minimum amount of time required and paid Social Security taxes, you could qualify for Social Security Disability Insurance (SSDI). Benefits continue as long as the medical condition does not improve enough for you to resume working. Cases are reviewed periodically to determine if benefits should be continued.
Heart disease is categorised as cardiovascular impairment. This includes disorders affecting function of the heart and circulatory system.
Gather the information that will be required to apply for disability. By doing this before applying, you will expedite the process.
Social Security Disability attorneys Binder and Binder advise clients that to be eligible for SSDI, you cannot be working currently, you must have a disability that will last, or has lasted, 12 months and have met the earnings guidelines set by Social Security.
You should have: -Your Social Security number -Proof of age -Information about your doctors, including names, addresses and telephone numbers. -Names of hospitals and clinics where you received care and the dates of your visits -A list of your medications, including names and dosages -Any medical records you have in your possession, including test results -A summary of your work history -Your most recent W-2 form. If you were self-employed, you will need a copy of your federal tax return.
It is advisable that you discuss your claim with your doctors because Social Security officials will contact them. Your claim may hinge on a doctor's input.
Apply for disability benefits as soon as possible. Claims take three to six months to process. Choose the application method that is easiest for you: -Complete your application online at ssa.gov/disability -Call Social Security to apply by phone with the help of a representative -Visit your local Social Security office.
Contact Social Security after it has informed you of the decision on your claim. DisabilitySecrets.com tells readers that if you have been approved, you can arrange to have payments made by check or by direct deposit into your current account.
If your claim is denied, do not be discouraged. This is very common. Often claims are denied because medical records are not complete enough to establish disability. You have the option to appeal your claim. You can do this either on your own or engage an attorney who is experienced in handling Social Security Disability cases.
Things you need
- Proof of identity
- Medical records
- Lab test results
- Proof of previous employment