Today's tough economy is hitting senior citizens hard. People who worked all their life have lost their retirement in the stock crash and are now faced with financial problems they did not expect. In this article you will learn about housing grants that are available to senior citizens through the U.S. government. A grant does not have to be repaid like a loan. The government gives away millions of dollars to individuals and private organisations who qualify.
- Skill level:
- Moderately Easy
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Things you need
- Envelope and stamp
Knowing there are grants is just the beginning. Finding the right grant for you is where the work begins. Most of the grants for senior citizen housing are not awarded to individuals but instead go to charitable organisations to disperse to the public. However, there are still a few that individual senior citizens (over the age of 62) can receive, such as the one for rural housing repairs. Your first job is to search the internet for the grant that fits your need. A good place to start is the U.S. Department of Housing and Urban Development.
The application usually requires that you write a proposal or fill out a form online. Whether its the government or a private organisation, you'll need to provide your current situation and why you're asking for the grant. This can be intimidating, but don't let it scare you. Hang in there because it's worth it.
There are lots of programs that can help you with the entire process. There are also scams, so do your homework before signing up for anything. Contact your local non-profit organisations and/or state and county government officials for help in applying for a grant.
Tips and warnings
- Watch out for scams. If someone asks for money from you to help you find a grant, don't sign up. You can get help from non-profit agencies for free or go to your local state or federal website for advice.
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