How to Buy Things on Amazon Without a Credit Card

Written by randall shatto
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How to Buy Things on Amazon Without a Credit Card
Buy online at Amazon without a credit card (online shopping guy image by patrimonio designs from Fotolia.com)

If you do not have a credit card or do not feel comfortable using your credit card online, you can still shop at Amazon. Amazon is a department store that carries several items that you may wish to purchase. These can be electronics, books, movies, household items or other products that you may be interested in. Some people may feel using their credit card online can be dangerous.

Skill level:
Easy

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Instructions

    Viewing the Payment Options

  1. 1

    Sign in or create a new Amazon account. You can sign in or start a new account on the top of the Amazon home page. Simply follow the questions when you are signing up for a new account. Or just put in your e-mail and password, which you added the first time you visited Amazon.

  2. 2

    Find the item you wish to buy. You can view different categories. If you know what item you would like to purchase, you can search for it through the website's search bar.

  3. 3

    Add the item to your cart. Then click on the "Proceed to Checkout" button. This is found on the right side of the page.

  4. 4

    Check your shipping address. You will be asked to confirm your shipping address or create a new one.

  5. 5

    Decide on your shipping details. You will have a choice of standard, two-day or one-day shipping.

  6. 6

    Choose a payment option. This is the step in which you will be able to decide on the type of payment you wish to make without using a credit card.

    Payment Methods Without a Credit Card

  1. 1

    Use a debit card. If you feel safe with using a card online, but you do not have a credit card, a debit which has a Visa or MasterCard logo works the same way. The first option on the payment screen is "pay with new card." Select the debit card you have--Visa or MasterCard. At this point, you will need to type in the number, the name on the card as well as expiration date in the correct boxes. Click continue.

  2. 2

    Purchase your items with a money order, check or a cashier's check. Click on the "check or money order" option. Then click on the continue button. You will be able to finish your order and place it. Then you will receive an address where you'll need to send the paper payment. Before Amazon will send out the order, you must send your payment. You will have 30 days to complete your order before it is cancelled.

  3. 3

    Use Bill Me Later. This is a way to purchase items online without having to pay anything up front. Amazon and other online retailers use this method if you do not have the money or do not feel comfortable using your credit card online. The only drawback is that you will need good credit. Click on the "Bill Me Later" option. You'll come to a new screen. Enter the required information. This includes a billing address, the last four digits of your Social Security number and your date of birth. Agree to the terms and conditions and you will find out in a few seconds if you are approved for Bill Me Later.

  4. 4

    Pay with your bank account. If you feel more comfortable using your bank account to purchase your items, Amazon offers this solution. Click on the "Pay with Current Account" option. You will need to enter your bank routing number, current account number, the name on the account and driver's licenses or state ID card. For security purposes, your current account number must be re-entered. Click continue to proceed with checkout.

  5. 5

    Ask a friend to purchase an Amazon gift card for you or use their credit card to make the purchase. They can purchase the gift card directly from the Amazon home page. The option is located near the bottom. You can receive your gift card by e-mail, printed form or in the mail. Once you receive your gift card, enter the code in the option at the bottom of the payment selection. Then click continue.

Tips and warnings

  • Use a debit card at your own risk. If you feel safe with using a card online, but you do not have a credit card, a debit which has a Visa or MasterCard logo works the same way. The first option on the payment screen is "pay with new card." Select the debit card you have--Visa or MasterCard. At this point, you will need to type in the number, the name on the card as well as expiration date in the correct boxes. Click continue.

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