Motability Rules

Written by peter lancett
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Motability Rules
The Motability scheme helps provide vehicles for U.K. disabled people. (Union Jack Flag, London image by PinkSony from

Motability is a registered charity in the United Kingdom involved in finding the financial help for disabled people, so that they can buy cars or motorised scooters, and have those vehicles adapted to suit their individual needs. The Motability charity is responsible for administering the government's Specialized Vehicles Fund, and also gives technical support to businesses involved in adapting and converting standard vehicles for use by disabled people. The Motability scheme has been running since 1978, using funds received from government sources and charitable donations.

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Motability Car Scheme

You are eligible to apply for a Motability car if you currently receive the Disability Living Allowance, a benefit provided by the U.K. government, which is only available to U.K. subjects and residents. You must also be receiving, as part of the Disability Living Allowance, the Higher Rate Mobility Component. You are also eligible to apply for a Motability car if you are receiving the War Pensioner's Mobility Supplement. The Motability scheme takes the mobility component of your state benefits and uses it toward providing a Motability car.

Motability cars are available to purchase outright, using a hire purchase agreement, administered for you by the Motability Car Scheme, or you can lease a car, using the Motability Contract Hire Scheme. If you apply for a car using the Contract Hire Scheme, you do not have to be able to drive, and you can nominate two drivers, who can be friends or relatives, to drive the car on your behalf. The nominated drivers must not have convictions.

Length Of Benefit Remaining

Eligibility for a Motability car under the Motability Car Scheme depends not only on receipt of the necessary, mobility-related U.K. state benefits, but the length of time remaining on the benefit award. Motability rules state that to apply for a car using the Motability Contract Hire Scheme, which is used to lease a car, you must have at least 12 months remaining on the award of your Disability Living Allowance.

If you want to purchase a car using the hire purchase agreement scheme, your benefit award must last for at least as long as the term of the hire purchase agreement. This means, for example, that it you want to buy a car and enter into a three-year hire purchase agreement administered by Motability, eligible mobility benefit awards must have at least three years to run, so that you are receiving the benefit for the entire period that you are repaying the loan.

Wheelchair and Scooter Scheme

Motability supplies motorised scooters to benefit U.K. recipients, who are in receipt of the Disability Living Allowance, or the War Pensioner's Mobility Supplement benefit. The scheme supplies a powered scooter. According to the rules, motorised scooters are available for children under the driving age, which, in the United Kingdom, is 17 for car drivers and 16 for moped and motor-scooter riders. Motability rules state that parents must apply for a motorised scooter or powered wheelchair on behalf of their eligible children.

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