Fidelity insurance is the form of insurance purchased by companies and organisations, which protects them from the loss of money, securities, and inventory as a result of crime. It is purchased by almost all large organisations.
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Fidelity claims often originate from acts of employee dishonesty, forgery, robbery, computer fraud, embezzlement, counterfeiting and a number of other criminal acts.
Money and Security Coverage
This kind of fidelity coverage covers the loss of money and security as a result of robbery, destructionor disappearance.
Employee Dishonesty Coverage
This form of fidelity coverage covers losses incurred by things, such as employee theft and embezzlement.
Over the past two decades, employee crimes have seen a dramatic rise in prevalence. Any company that handles money or securities is strongly encouraged to purchase fidelity insurance.
Types of Fidelity Coverage
Most fidelity coverage plans can be tailored to the specific needs of an organisation. This allows a company to trim the costs of a fidelity plan by only purchasing the coverage most likely to be applicable to their organisation.
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