Judgments are money debts. County courts issue judgments at the conclusion of a trial. County courts exist in the United States but are more prevalent in England.
A judgment is an order issued by a court explaining a debt that you owe and the party the debt is owed to.
County Courts in the United States
County courts in the United States are mostly administrative but occasionally have jurisdiction over criminal cases. Judgments are not usually issued in county courts in the United States.
County Courts in England
In England, the county court is the main trial court and hears the majority of civil cases. Judgments are issued in civil cases heard in county court.
County Court Judgments in England
At the conclusion of a trial in county court, the judge will issue a judgment with the debt owed to the prevailing party. If the judgment is paid within a month, it is cancelled and erased from your record, having no affect on your credit status. If the judgment is paid after a month, proof of payment must be sent to the county court register, and the register will mark the judgment as satisfied.
Enforcement of County Court Judgments
If the debtor does not pay the judgment, the prevailing party has several options to collect the debt. The court can order a warrant of execution, where a bailiff is sent to collect the unpaid judgment; an attachment order, where the money is collected from the debtor's wages; a third-party debt order, where the debtor's bank accounts are frozen; or a charging order, where the debtor's house is sold and the judgment is paid from the proceeds.
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